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When buying or refinancing a home, many people focus on the purchase price or the monthly payment, overlooking a crucial element in the process: closing costs. These costs can be substantial and are often a surprise to many first-time homebuyers.…
You’ve hashed out the details of buying a home. From price per square foot to insurance premiums, you know exactly what you’re getting and what it will cost. But what about that awesome pool table in the basement? The current…
When you set up your mortgage payment, you will likely see different items included. Typically, a monthly mortgage payment is made up of principal, interest, taxes, and insurance. All these items combine to create one payment that goes directly to…
